I thought I would chime in and let you know that not all people have the same experience. I opened an account with Option Investments about 4 months ago. I knew enough about options to be dangerous. I had lost money in options before doing it on my own, so I wanted to try something a bit different. My broker told me that he doesn't have a crystal ball, but that the markets have started to trend, especially in the grains and metals. He said a lot of it has to do with poor weather and increased demand from the emerging nations like China. It made sense. I bought some call options in wheat, some call options in Silver (Gold was too much for my pocket book) and some put options in the Euro. The Silver option I bought for $300 was sold for $3,750, so I made a ton of money. I made about $500 on the wheat, and lost about $500 on the Euro put options. So, over-all I am thrilled. The commission is $60 a contract, and I have been happy to pay it because of all the help I have been getting. I hope this helps. At the moment I am a happy customer of OpVest. But, if something changes I will let you know.